The following information is an overview of the OSF HealthPlans Health Maintenance Organization (HMO). Please use the chart and points listed below to better understand how the plan works.
You choose a Primary Care Physician from the doctors listed in the Provider Directory to coordinate your healthcare needs.
Through the HMO plan, your Primary Care Physician is responsible for not only treating you but also referring you to other physicians, hospitals and healthcare providers within the network for your specific healthcare needs.
Under the HMO plan, your Primary Care Physician must provide or arrange all services that are necessary for you except in certain emergency situations.